11 Best General Insurance Companies in The World 2018


Benjamin Disraeli once said, “Hope for the best, prepare for the worst!” And those words remain true in every aspect of our life. It is a fact about life that “Life is uncertain”. You can never know as to what will happen in future. Any unexpected incident or accident can change the course of life for you and the ones you hold dear in your life.

A great way to secure you and your family from the uncertainties of the future is by buying insurance policy for you and your family. Insurance secures you and your family and protect them in case of any misfortune incident, so that they can continue living a happy and prosperous life. Today, we are going to list out the top 11 best general insurance companies from around the world in 2018 where you can invest or buy policy from.

11. Prudential plc

Best general insurance companies

S&P rating – A+
Moody’s rating – A2

Prudential plc is a British life insurance and financial service providing multinational company based in London. Founded around way back in May 1848 as The Prudential Mutual Assurance Investment and Loan Association to provide loans and finance to the working class, Prudential has evolved over time has over 24 million customers now. Prudential plc is also the owner of Jackson National Life Insurance Company, one of the largest life insurance providing corporations in the US and the European assets management company, M&G investments.

Prudential plc has a principal listing on the London Stock Exchange and is also present in FTSE 100 Index.

Prudential plc also maintains secondary listings on Hong Kong Stock Exchange, New York Stock Exchange and Singapore Exchange.

10. Zurich Insurance

Best general insurance companies

S&P rating – AA-
Moody’s rating – Aa3

Zurich Insurance group is a Swiss based leading insurance providing company in the world which operates on a completely global basis and helps its customers to secure their and their family and loved one’s future. The firm constantly ranks among the list of largest public companies in the world and is listed at 94th place in Interbrand’s list of Top 100 brands.

Zurich insurance is one of the best insurance companies in the world with the shareholders equity of around $45.4 billion.

9. Japan Post Holding Co., Ltd.

Best general insurance companies

S&P rating – A+
Moody’s rating – A1

The Japan Post Holding Co., Ltd. is a major state-owned multinational insurance company in Japan. The corporation consists of four key divisions namely the Japan Post Service (for mail delivery), the Japan Post Network (which runs the post offices), Japan Post Bank (dealing with the banking functions) and Japan Post Insurance (provides the life insurance services).

Japan Post Insurance is the division under the Japan Post Holding concerned with providing insurance services to its clients. The insurance wing of the company uses its network of post offices around the nation along with its sales offices to extend and provide brilliant insurance services to its clients.

8. Assicurazioni Generali

Best general insurance companies

S&P rating – N.A
Moody’s rating – Baa1

Assicurazioni Generali was founded in 1831 and is the parent company of the Assicurazioni Generali Group. The company is a leader insurance provider in Italy and is counted as one of the most well-known one in the area of providing universal insurance with financial products.

Assicurazioni maintains its presence in over 60 countries worldwide and is a truly international brand which maintains its dominance in especially Western, Central and Eastern Europe. The main focus of the group has been providing life insurance services along with a diverse range of products for family protection.

7. AIA Group

Best general insurance companies

S&P rating – AA-
Moody’s rating – A3

AIA group is a life insurance provider originating from Hong Kong and maintaining its operations is Australia, New Zealand, East Asia, South Asia and South Eastern countries. AIA group has an employee base of around 21,000 employees and is a leading innovator when it comes to providing insurance services and financial products to its customers.

AIA group has been settling insurance claims for its customers since 1919 and has evolved from being a small regional name to a true global icon in the insurance industry.

6. AXA

Best general insurance companies

S&P rating – AA-
Moody’s rating – Aa3

AXA is the name of a French international insurance company situated in the 8th arrondissement of Paris which provides a variety of financial services and products in the field of global insurance, investment management, and others.

AXA was listed amongst the Top 3 Global Financial Services Brands in the year 2017 and the group has its primary presence in Western Europe, Northern America, Asia Pacific and Middle East and a small presence in Africa.

5. MetLife

Best general insurance companies

S&P rating – AA-
Moody’s rating – Aa3

MetLife, Inc. is the primary company which holds the Metropolitan Life Insurance Company (MLIC) popularly known around the world as MetLife and its associates. MetLife is a leading global insurance provider having more than a staggering 90 million customers from over 60 nations. Founded on March 24, 1868, the firm has made a name and reputation of itself so much that it currently provides financial services to 90 of the Global 500 firms from around the world.

MetLife holds a special place in the heart of its customers for being one of the most customer friendly insurance providers since a long time providing many benefits to their customers.

4. Ping An Insurance

Best general insurance companies

S&P rating – A
Moody’s rating – A2

Ping An Insurance or s it is popularly known, Ping An of China is the name of a parent company whose subsidiaries provides financial services such as insurance, banking, credits, etc. Ping An was founded in 1988 in Shenzhen, China and the name of the company translates to “safe and well”.

Ping An consistently ranks as the largest insurance provider in Mainland China and maintains a strong financial rating every year. Ping An is the most valuable insurance brand in the world.

3. Allianz Insurance

Best general insurance companies

S&P rating – AA
Moody’s rating – A2

Allianz SE is a Germany based economic service providing company based in Munich. The principal activities of Allianz are insurance providing and asset management. Allianz is the largest insurance company all over the world as of 2014 along with also being the largest financial services group according to the Forbes. With its employee base of 147,000; Allianz provides its services to more than 80 million customers from over 70 countries around the world.

2. China Life Insurance

Best general insurance companies

S&P rating – AA-
Moody’s rating – Aa3

Headquartered in Beijing, China life insurance group offers a range of insurance and other financial services including life insurance, property insurance, casualty insurance, asset management, industrial investment along with many other range of activities. China life insurance is the first country in the world to be listed thrice in New York, Shanghai and Hong Kong and has a leading market share of around $80 billion.

1. Berkshire Hathaway Insurance

Best general insurance companies

S&P rating – AA+
Moody’s rating – Aa1

The ultimate leader when it comes to providing insurance services, Berkshire is an American multinational conglomerate situated in Omaha and Nebraska in the United States. The company provides a range of individual and corporate insurance services and options to attract every type of customers. Its market capitalisation of $220 billion along its customer friendly and attractive policies places Berkshire Hathaway at the top of this list of 11 best general insurance providers around the world.

These are the 11 best general insurance providing companies in the world in 2018 which you can trust when you seek to buy a life insurance, property or casualty or any other type of insurance. Whenever you are looking to buy any insurance policy for yourself or your family members, have a thorough look at the company policies and the benefits they are providing specifically to you. These 11 companies have some of the best customer care service in the industry which you can completely trust.


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