Health insurances have become an essential part of our life. As we know that anything can happen in our lives at various intervals of time, it is important that you should be having a health insurance policy at your name so that you can get back all the money that you spent on your health.
We have seen people struggling to pay the money to hospital officials in various emergency situations because they don’t have any savings with them and they also haven’t applied for a health insurance. A health insurance enables you to live happily and remains worried free even if you don’t have enough money to spend on your family member’s health. If you have purchased a health insurance, it is enough to make all the expenditures on your health that you need at a particular time. There are lots of health insurance companies in India nowadays, but make sure you pick the one that lots of other people have faith in. Here is the list of top 10 best health insurance companies in India in 2018.
10. National Insurance Company Limited
This insurance company is a government entity and they are serving people for more than 100 years. They offer various health insurance policies and you can choose yourself according to your need. Though it is not a really big name in this field, but the company has opened a lot of branches in various cities in India.
9. Oriental Insurance Company Limited
It is another Government-owned insurance company which is widely famous among people. The company offers a variety of health insurance policies to its clients, and the clients can choose according to his need as well as according to his budget. The speciality of this company is that it doesn’t require a pre-medical test for a medical insurance of people aged up to 60 years. However, it becomes mandatory for people below 45 ages to go for a medical examination before purchasing the health insurance policy.
8. New India Assurance Company Limited
It is another government-owned insurance company and it was established in the year 1919. So, the company has been serving people for almost 100 years now and it has managed to gather a lot of customers in these years. The company is very well known for its mediclaim policy. The biggest feature that this health insurance company provides is that it provides different ratings for major metros which are not seen in various other insurance companies.
7. Bajaj Allianz General Insurance Company Limited
Bajaj Allianz is a very well-known name in the insurance market and it has managed to gain a lot of customers in the past years. The 3 major health insurance policies of the company are Health Guard, Silver Health, and the Star package. The company provides a lot of additional benefits to its clients that are not offered by various other insurance companies. That is why it is being listed at no.7 in the list of top 10 health insurance companies in India.
6. Cigna TTK health Insurance Company Limited
Though the company is pretty new in this field, but it has earned a great a respect in mere 3 years. The company was launched in the year 2014, and in these 3 years, the company has managed to make a big name with fewer amounts of claim ratio and high-class services to their clients. The company has so much to offer and will definitely do a lot of hard work to provide the best services to its clients in the coming year. The company’s good work can be determined from the fact that it is listed at no. 4 in this list even when the company is just 3 years old.
5. Religare Health Insurance Company Limited
This health Insurance has set a benchmark in the insurance industry as it has attained a tremendous growth and has achieved a big name in very few years. This insurance company is promoted by Fortis hospitals thus they don’t really need to promote their products and we haven’t seen them promoting either. The company has opened its more than 1700 branches in various cities in India.
4. ICICI Lombard General Insurance Company Limited
This company is very famous among people for providing various health benefits in an insurance policy. The best policy that this company provides is the one in which the owner get a full coverage of all the expenses incurred in case of any kind of medical emergency. It even covers the cost of room rent, dental expenses, and ambulance charges etc. which are not covered in various health insurance policies provided by other companies.
3. Max Bupa Health Insurance Company Limited
It is known as one of the best health insurance companies in India. It is widely popular as the company is promoted a lot by its officials. Max Bupa also has their offices in various other countries and serves people with their health insurance policies in various other countries as well. Thus, one can say that this is the most faithful and trusted company in terms of providing health insurance.
2. Star Health & Allied Insurance Company Limited
The company has lots of facilities to provide to their clients and they continuously work on figuring out various new ideas to help their clients in different ways. They also have some policies for diabetic patients as well as for patients who are suffering from HIV+. The company has a lot to offer to its clients and thus it is ranked no. 2 in this list.
1. Apollo Munich Health Insurance Company Limited
This is one of the most well-known insurance companies in India. The company is promoted a lot through advertisements on television, newspapers, and through various other advertisements. And these advertisements have made it popular among people and thus a lot of people choose Apollo Munich over any other health insurance companies. The features and the facility that the company and its policy provide would not be attained by purchasing any other company’s policy and hence it is ranked at no. in this list.
So, this was the list of top 10 health insurance companies of India, if you need 1 go check their various plans.